Home Loan Closing is a mortgage lender that offers various loan programs for homebuyers and homeowners. They provide conventional loan programs that follow lending rules set by Fannie Mae and Freddie Mac, which are known for their affordability and quick closing times. They also offer FHA loans that are insured by the Federal Housing Administration, making them a great option for borrowers with less than perfect credit. Additionally, they have VA loans specifically for veterans and surviving spouses, allowing them to finance up to 100% of their new home's value with no down payment required. The company is led by Joe Morgan, a Certified Mortgage Advisor and Branch Manager with over 21 years of experience in the industry. They strive to be the best and most trusted mortgage lenders while maintaining a close, family-oriented culture. Customers have praised their responsiveness, professionalism, and efficiency in securing home loans. Home Loan Closing is located in Upland, California and is licensed by the California Department of Financial Protection and Innovation.