United Texas Credit Union (UTCU) is dedicated to serving the financial needs of individuals and businesses in San Antonio and the surrounding counties of Bexar, Kendall, Comal, and Tarrant. They offer a comprehensive range of financial products including home loans, auto loans, personal loans, business loans, and credit cards. Their notable offerings include competitive auto loan rates starting as low as 4.90% APR and home equity lines of credit beginning at 6.99% APR. Additionally, UTCU boasts attractive share certificate rates with up to 4.25% APY for qualifying deposits, allowing members to make their money work harder.

Established with a mission to provide personalized service and support for financial security, UTCU has expanded its membership base over the years and currently serves over 20,000 members across six convenient branches. The credit union emphasizes local decision-making for loan approvals which facilitates quicker processing times and tailored advice from experienced financial professionals. Members also enjoy robust online banking services including mobile banking, bill pay options, and real-time fraud protection features. With a commitment to making banking accessible and straightforward, UTCU continues to foster community involvement while helping members achieve their financial goals effectively.